Credit for a Marble Hauler

unconventional

India-specific
Set in India; the figures and context are India’s.

What this case is about

Your client is a leading bank in India that is planning a new loan scheme for commercial vehicles. The bank wants help designing its lending policy. How would you approach the problem?

Objective

Establish a cash-flow-based underwriting rule and decide whether the bank should approve the illustrative borrower's loan under a risk-adjusted EMI cap.

Skills this case tests

Structuring the problem
Working the numbers
Judgement and recommendation
Communicating clearly

This is an interview practice scenario. Figures in the brief are case inputs, not current market research.