The Cost Layers at Larkspur Assurance
profitability
What this case is about
Your client is Larkspur Assurance, a diversified US insurer with a broad portfolio of insurance products. Its annual net income is $6 billion, down 2 percent from last year. The board wants to understand the decline and identify actions to improve earnings.
Objective
Establish why net income is falling despite revenue growth, quantify the main cost pressures, and recommend practical actions to improve profitability.
Skills this case tests
Structuring the problem
Working the numbers
Reading the data
Judgement and recommendation
This is an interview practice scenario. Figures in the brief are case inputs, not current market research.